Overland Vehicle Insurance Cost

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Lads
For info
Current cost for 20 weeks insurance for African Continent
For a 13 year old 80 series LC valued at =A314K (incl accessories)
- Accidental Damage, Fire & Theft cover: =A31,400 - equares to =A370/week
- Fire & Theft Only: =A3420 - equates to =A321/week
- Broker - Campbell Irvine, London
Key points to consider:
If going for this type of policy - get the vehicle value and your
accessories value broken down in detail on a sheet of paper and
incorporated into the policy - otherwise you may have difficulty
claiming for the bolt on bits etc - ie roof tents , fancy winches etc
etc
Its alot of dosh for the full monty - the fire and theft would give
some piece of mind.
Don't think my budget will stretch to the full monty - so will be
packing a fold-away bicycle for onward travel to Capetown in the event
that I get stuck - any idea what type of tyres I'll need on it? - what
about a suspension upgrade?? - Oh - and whats the best type of chain
oil for desert conditions??!! ;-)
Cheers
Niall
'95 HDJ80 - Departing for Africa 30/03/08
 
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Niall,
I've also spoken to them and they gave me a quote on the phone - ca
=A3400 for accident and theft cover based on these particulars:
country - Egypt (may be the same for most other countries)
vehicle value - =A37k
duration 1-2 months
What they also said is that if your engine blows up they won't pay,
but if - as a result of this your vehicle is trampled by an angry
elephant, they will consider it an accident and will pay up.
Also, they won't repatriate whatever's left of your vehicle after the
accident but will pay for recovery to a workshop inside the country,
wherever that may be, for local repairs.
IMHO it's worth investigating further, as well as asking the guys in
the German lists about ADAC insurance for overland travel.
--
Rgds,
Roman (London, UK)
'92 HDJ80 (auto)
On Feb 11, 2008 3:24 PM, Niall __ <[Email address removed]> wrote:
 
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Don=92t know graphite? Any thing "wet" and you will have problems in sand. I
would be more worried about if I had the right type of legs for cycling in
Africa but perhaps you have been on a bike more recently than me!
Prices look steep but then the risks of a claim against them on damage or
theft of equipment are quite high, I suppose the TPFT is total theft of the
vehicle only?
Malcolm
Stafford (UK)
FJ45 '75 & FJ45 '76
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Claim would be a good read!
But that=92s an easy fix then, be sure to attach an bull elephant to the rear
bumper and annoy him if you break down!
Malcolm
Stafford (UK)
FJ45 '75 & FJ45 '76
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12:21
 
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FWIW.
I have been a member of ADAC for several years to cover me for any
mechanical mishaps on my journeys across Europe. They have always
been unable to provide even the most basic of insurance for me. So
its interesting to see that they have been recommended.
Also may I remind one and all that I have discovered the Italsure
company who do a lot of overland etc. insurance (so they tell me)
apart from issuing new insurance for my European and UK use. So they
are always worth trying for a comparison in price if nothing else.
See www.italsure.co.uk
Cheers
Jon
Linslade, Beds
'92 HZJ80 ex UN Bosnia surplus
 
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Jon,
I've spoken to Italsure and was given a firm reply that they provide
vehicle insurance to
ex-pats only. If it's not the case, who do I need to speak to at Italsure?
ADAC, as I have been told, is not any better than AA or RAC, but they
appear to have a policy which covers all Med countries - not only
France or Italy but also most of North Africa. This information has
not been verified, though.
--
Rgds,
Roman (London, UK)
'92 HDJ80 (auto)
On Feb 11, 2008 7:10 PM, toyj80 <[Email address removed]> wrote:
 
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Roman wrote...
I've spoken to Italsure and was given a firm reply that they provide
vehicle insurance to
ex-pats only. If it's not the case, who do I need to speak to at Italsure?
ADAC, as I have been told, is not any better than AA or RAC, but they
appear to have a policy which covers all Med countries - not only
France or Italy but also most of North Africa. This information has
not been verified, though.
SNIP
Roman, I apologise to both you and others who have not been able to
get any sense out of Italsure. I have been dealing with the boss
Oliver Thornton who assured me that they can insure anything anywhere
and in particular had folks like me with odd requirements come onto
their books. So if I got it wrong then I can say no more unfortunately.
With ADAC we found that they appeared only to be interested in
insuring those who had an address in a country where they had an
operation under their name. Therefore in the UK they would defer to
their partners here - the AA. Likewise in Croatia the local 'auto
klub'. We did engage them in correspondence (thankfully my wife is a
professional German translator) but they were quite aloof about it.
They would neither accept my address in the UK or that in Bosnia for
insurance. Though happily made do with the UK address for taking my
membership fee - which is about half that of the AA.
Cheers
Jon
Linslade, Beds
'92 HZJ80 ex UN Bosnia surplus
 
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Hi Roman
No I haven't.
Will be talking to them today - if they're any better that Campbell
i'll let you know
Thanks for the lead.
Niall
On 2/14/08, Roman <[Email address removed]> wrote:
 
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