The system doesn't work like that. At no point is there 24v across the battery terminals themselves. It's a ridiculously complicated system in in mine and some others' views utterly unnecessary. But that's the way Mr T designed it. Where you can end up with 24v is if you start messing around with earths and so on. If you stick to using the main terminals and only connect to one battery you should be fine. The 'clever' system takes the parallel batteries, momentarily disconnects them and reconnects them in series through a different circuit if you like combining them at the starter motor.
Yes you could get it wrong for example by connecting a winch in the wrong way, but it would only matter if you were winching and cranking the engine at the same time. If you search in the 80 forum there is much more posted about this. From memory, Rich gives a pretty good explanation. But that all boils down to - connect to the battery terminals.