pugwash said:
OK now i don't know what to do.
They want £1,680 to get the car back.
honestly at the moment we could do with the cash more than the car- we have a baby on the way so priorities have changed (although i would still love to get i back!)
Did they explain how they came to the salvage buy back figure, is it a percentage of the settlement value?
You need to decide what you'd like to do with the 80, and as you know, its only you that can make that decision.
You could get it repaired to pre accident condition and you'll be almost in the same position as before you encountered the cyclist.
You could do the bare minimum to get it roadworthy, and leave the rest looking a little dented.
You could strip all your goodies off and fit them to a replacement 80.
You could sell the goodies.
If you decide that the money is a lot more useful to you than the 80 at this point in time, having removed the goodies, you could sell the remains to Karl Webster, it may be worth getting in touch with him and discussing your options.
Or you could sell it as a project vehicle.
There are loads of options, its just a case of deciding what works best for you.
pugwash said:
the car will be declared a Cat C and may need a VIC- will cat c be harder to insure?
Being a Cat C shouldn't make it harder to insure, it just means that if in the future it was the subject of another insurance claim, the pay out would be less, as a written off vehicle is always worth less. Would you pay the market price for a car that had been written off? This is where pictures come in really handy, as you can show a prospective buyer the damage that the vehicle sustained and they can make an informed decision as to whether its for them.
Do you still have the V5? I ask as normally you have to have a VIC (vehicle identity check) carried out before the V5 is reissued, and the V5 has this check noted on it. The VIC is just to confirm that you haven't rung a stolen vehicle, so they only check that the vehicle is what it claims to be identity wise, there is no check at all on the quality of the repair work.
Decisions, decisions. Good luck.