WARNING - do NOT use Adrian Flux

[Crispin]

If it had not happened to me twice I would not have believed you :S

Found the problem though - seems Gary started two threads right after each other - one in Recommend a Buyer or Seller and one in Lounge.
We've been replying to the two threads which is where the confusion is


I'll merge them in a minute.

 

[Crispin]

There we go, all merged. Was confusing me somewhat

 

[Gary Stockton]

Sorry. Thought I'd put 2 posts up so it was seen lol

 

[Crispin]

we thought we were going senile...

Hope you get it sorted with them!

 

[Shayne]

Renewel time and Fux want £55 policy issue fee

Who shall i call for a quote ?

 

[StarCruiser]

Isn't that just their markup Shayne?

 

[Shayne]

Yeah admin fee but £624.98 is about the same as last year despite another years no claims so its worth shopping around even if it is a headache when you have a modified vehicle .

 

[StarCruiser]

Perhaps Compare the Meerkat and find a sensible quote to go back to them with. All insurers add a bit on each year so it's your duty to find a better one.

 

[Shayne]

Comparison websites proved pointless last year because its modified , some will accept lowered ie no suspension welded diff bmw's that are virtually guaranteed to crash but go upwards and they don't want to know .

 

[Rob Cowell]

Comparison websites proved pointless last year because its modified , some will accept lowered ie no suspension welded diff bmw's that are virtually guaranteed to crash but go upwards and they don't want to know .

Compare the Market just ask if you changed the suspension. Not how it's changed.

 

[Rob Cowell]

Compare the Market just ask if you changed the suspension. Not how it's changed.

That said, I just tried mine with changed suspension and it was *a lot* more than my current premium through the same site.

 

[Gary Stockton]

National Farmers Union (NFU). If you live in an area they cover you can't beat them....

 

[Pumpy]

flux pissed me off so much last year (auto renewed my LR and breakdown cover on the LR which dint cover the LC so I had to pay £400 6 months after the fact when the LC got recovered) I rang round lots of companies that came up on google for "modified car ins" only one was competative with flux, that was Heritage, I accepted their quote, paid in full, then got an email 2 days later saying the underwriter had declined it on the value I gave it, would I like this other policy that was £200 more! So then I had to declare delined ins and go though an hours worth of bollox multiple times explaining it to everyone I tried to get a quote off, all were more expensive than flux so had to swallow pride and go back with them
I hate insurance companies with a passion

 

[Shayne]

Compare the market was the one i used lots of quotes and phonecalls all ended with sorry we can't do it , my own fault maybe for making a rare and genuine effort to make sure i was 100% above board with people i don't trust at all . And now all the modifications are on the insurers database .

Thanks Gary i will see what suggestions come in as well as searching the web for ideas and choose a day in the next 8 to waste on the phone .

 

[Chris]

Both mine insured via 2gether modified vehicle policy. No hassle, dead easy and what I think to be sensible prices. They understand what modified means. Never had to claim from them but frankly how much faith do you have in any car insurance company.

 

[LC80tim]

Yep I went with 2gether with mine

 

[chapel gate]

Mine has gone down every year so far. Last year they tryed to put it up. I rang up and told the fella on the other end of the line how crap the renewal quote was. He said leave it with me and Knocked 70 quid off..

 

[chadr]

Been with Direct Line for the last few years as we have a multi-car policy with them, which includes all 3 cars in the household. Though mine isn't as heavily modded as some, all my mods are listed (pretty much as per my sig line) - so shouldn't be an issue if I need to make a claim. at last renewal it was around £300 quid IIRC - now due in Jan, so I be getting a reminder soon.......

 

[Shayne]

• • Insurer
  • Annual price
  • Excess
  • Insurance features and extras
    • Legal expenses
    • Personal accident
    • Breakdown cover
    • Windscreen cover
    • Courtesy car
  1. • 
       
• 
  
  
• £ 547.94
  
  
• • Voluntary £0
  • Compulsory £100
  • Total: £100
• 
  
  
• 
  
  
• Add from £62.00
  
  
  
• 
  
  
• 
  
  
• 
  
  
• 
  
  
  
• • 
    
  
  
• 
  
  
• £ 627.00
  
  
• • Voluntary £250
  • Compulsory £75
  • Total: £325
• Add for £29.95
  
  
  
• 
  
  
• Add from £54.95
  
  
  
• 
  
  
• 
  
  
• 
  
  
• 
  Terms & conditions apply
  
  
• • 
    
  
  
• 
  
  
• £ 628.10
  
  
• • Voluntary £250
  • Compulsory £75
  • Total: £325
• Add for £29.95
  
  
  
• 
  
  
• Add from £54.95
  
  
  
• 
  
  
• 
  
  
• 
  
  
• 
  Terms & conditions apply
  
  
• • 
    
  
  
• 
  
  
• £ 631.40
  
  
• • Voluntary £250
  • Compulsory £75
  • Total: £325
• Add for £29.95
  
  
  
• 
  
  
• Add from £5
  

 

[Gary820]

I'm with flux, renewed in September and was pleasantly surprised it'd gone down! I've had a claim through them before too without problems.

Beemer is with admiral and that's cheap too.