To elaborate on the above comments, pushed a little hard into a bend (if you are that way inclined) you run the risk of a heavy RWD vehicle ploughing straight on especially if it is a little damp as those nice off road tyres already lack grip in damp conditions, you will find the front wheels do not want to go left or right as the rear wheels want to go straight on, in FT 4WD the front wheels help 'pull' the front around. This has been debated many times, and those who have paid out for the mod will throw out all sorts of reasons from how much fuel you will save to less wear on the CV or 'birf' joints just to justify the expense, those that are 'in the know' are not called lemmings.
Whilst it is true that Toyota did make a RWD with locking front hubs version for certain markets to allow people to keep their options open, these people often needed a large vehicle for 99% tarmac use and 4WD when trying to get up their muddy driveway once a year. But in reality do you really want to get out and lock the hubs when stuck in mud, or if you were clever engaging them before going in the mud however, if you do get through the mud you may find yourself struggling whilst trying to unlock the damn things when they have jammed getting filthy dirty whilst doing it....but hey the mud is half the fun right.....until you have to clean out the car later, and of course you can no longer go and drive on tarmac or firm surfaces until they are freed off?
Regards
Dave