Mine was £672 with Flux (max ncd) but then I have Gav on as a named driver so he could have a go in the Pyrenees so I think that's pretty cheap all things considered 
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Adrian Flux
- Thread starter Red Oktober
- Start date
wobbly
Well-Known Member
Just got a quote of adrian Flux.
i'm 45, 9 years ncd, no accidents, one conviction with 3 points (trailer in outside lane of motorway of all things!)
LJ78, 2" lift and 31" tyres, 4x4response cover, and business use.
£365.00 plus £52 for recovery.
The girl was very knowledgeable, went throughall the off-road stuff etc without me prompting.
I paid £276 tpft last year, but no 4x4response cover, and mods werent added (only just done them).
I'm well pleased, and i cant moan about Flux's.
Pete
i'm 45, 9 years ncd, no accidents, one conviction with 3 points (trailer in outside lane of motorway of all things!)
LJ78, 2" lift and 31" tyres, 4x4response cover, and business use.
£365.00 plus £52 for recovery.
The girl was very knowledgeable, went throughall the off-road stuff etc without me prompting.
I paid £276 tpft last year, but no 4x4response cover, and mods werent added (only just done them).
I'm well pleased, and i cant moan about Flux's.
Pete
- Joined
- Nov 19, 2010
- Messages
- 5,912
- Country Flag
I have just (3 weeks ago) insured my 80 GS with AF 5000 miles agreed value for £325, this was a negotiated price as it started obviously a good bit higher than that. This week the renewal for the VX petrol came through at £425. I thought that was a bit high so I got a quote for the Chevy Tahoe, which came in at a very creditable £170 so I insured that instead.
I have used AF for the last 4 years and found their range of policies unbeatable,they are most helpful,and most of all they will try to negotiate with you rather than loose you.
Just my experience of this broker.
Andy
I have used AF for the last 4 years and found their range of policies unbeatable,they are most helpful,and most of all they will try to negotiate with you rather than loose you.
Just my experience of this broker.
Andy
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Dark Dude
Well-Known Member
- Joined
- Feb 28, 2011
- Messages
- 655
Cossack said:Can't remember exactly, but around £660 with Adrian FluxDark Dude said:
I seriously don't understand this. I'm in my 40's, I've only got 3 points on my license and full NCB. Yet I pay £10 shy of a grand for a near non modified LC100 with Adrian Flux. I am perplexed.
The Other John
The Dark Dude
I seriously don't understand this. I'm in my 40's, I've only got 3 points on my license and full NCB. Yet I pay £10 shy of a grand for a near non modified LC100 with Adrian Flux. I am perplexed.Dark Dude said:Can't remember exactly, but around £660 with Adrian FluxCossack said:
The Other John
The Dark Dude[/quote:3ljxeri0]
Well I'm nearly 69 now with a clean licence
don't ask me how I managed that and 9 yrs NCB maybe that makes all the difference?
chadr
Well-Known Member
Dark Dude said:
Truck - '97 Land Cruiser Colorado 3.4VX (VZJ95) in Watford, Herts.
Me - 40'ish
and no points. Quote - £375 from Direct Line.
However, I'm not looking forward to seeing next year's quote - just had the renewal in for SWMBO's Yaris and it was almost double.
So shopped around and the cheapest quote was still £50 (~30%) more than what we paid last year. 
Scott
Well-Known Member
- Joined
- Mar 17, 2010
- Messages
- 1,046
Hi Mike, did they give a reason why it was so high? Did you tell them how many seats you have in the 80 (as I think your running with most of them removed)?
My 80 is currently insured with Chris Knott, but I've recently taken out insurance with Flux on another highly modified 4x4 and paid £665 for me and the girlfriend, as opposed to the NFU's renewal offer of £1094 (up from £585 last year).
Yes, this insurance business is pretty poor at the mo. One broker told me that car insurance has been a loss leader for a while now, but it's gone stupid in recent years with all the 'crash for cash' fraud and fake injury claims. So the insurance companies have put everyone's renewals up, to try and reduce the losses incurred on the car insurance side of things (apparently most other lines of insurance make them money).
I suppose with the financial world being as it is, the insurance companies need to reduce their losses as well, hopefully they'll be able to get to grips with all the false claims, and stamp them out, so that law abiding people don't have to pay to cover them.
On the flip side, I don't see the current high price of insurance doing anything to reduce the amount of uninsured drivers that are on the road, plus this ill conceived (read 'lazy') continuous insurance rubbish won't stop that either.
My 80 is currently insured with Chris Knott, but I've recently taken out insurance with Flux on another highly modified 4x4 and paid £665 for me and the girlfriend, as opposed to the NFU's renewal offer of £1094 (up from £585 last year).
Yes, this insurance business is pretty poor at the mo. One broker told me that car insurance has been a loss leader for a while now, but it's gone stupid in recent years with all the 'crash for cash' fraud and fake injury claims. So the insurance companies have put everyone's renewals up, to try and reduce the losses incurred on the car insurance side of things (apparently most other lines of insurance make them money).
I suppose with the financial world being as it is, the insurance companies need to reduce their losses as well, hopefully they'll be able to get to grips with all the false claims, and stamp them out, so that law abiding people don't have to pay to cover them.
On the flip side, I don't see the current high price of insurance doing anything to reduce the amount of uninsured drivers that are on the road, plus this ill conceived (read 'lazy') continuous insurance rubbish won't stop that either.
Scott, just said 5 seats, only mod being HD suspension which has never attracted a premium before with flux with my previous vehicles. Since posting I've done 3 online comparisons with different specialist insurers, the average of which is 500 quid, so I'm going to go back to flux tomorrow and ask them what the hell they're on with the kind of price they've quoted when I've been a customer for years.
Scott
Well-Known Member
- Joined
- Mar 17, 2010
- Messages
- 1,046
Fingers crossed that they can sort it out for you. I do prefer to be with a specialist insurance broker when I've got a specialist car to insure.
This didn't seem to bother the NFU, I'd been with them for 6 years and had three vehicles with them. All of them are now covered else where, and most people I speak to have also been forced to take their business else where. Personally I think that the NFU are winding up their car insurance scheme.mike54 said:
wobbly
Well-Known Member
Problem with the NFU is that each office can quote differently, so you can better a quote by phoning a different office.
I tried to insure a Jeep Wrangler with them about 12 years ago, they quoted me about £1200 when other quotes were around £300 - when I queried this the lady said they only insured one before, and it was then stolen, so a 100% claim rate.....
Pete
I tried to insure a Jeep Wrangler with them about 12 years ago, they quoted me about £1200 when other quotes were around £300 - when I queried this the lady said they only insured one before, and it was then stolen, so a 100% claim rate.....
Pete
I've really fallen out with flux. Got quotes between 380 and 540 from sureterm, knott etc. Worst part is that my policy only started again in july (£450), and they want to refund me...a hundred quid to cancel. Oh, LESS 25 quid "administration". Never again will i use them, and I'll happily tell anyone who'll listen how damned awful they are in terms of prices and service.
I renewed with Flux on the 29th September, on the 3rd October they contacted me saying because of my claims record they cannot now insure me, apparently I hadn't informed them of two previous claims, strange, because I thought I had, but they said no.
Now the two claims they are refering to took place in 2009, a year before I first insured with them last year, so why are they now bringing them up
surely they would have checked my record when I first insured with them.
They agreed to refund my premium (I'm still waiting) less admin costs of £70 but I was covered until 10th October, so that's twelve days at £70 works out to £5.83 a day, or a year at £2128
Anyways up I am still trying to find someone who will insure me, so far I have been turned down by 5 insurance companies.
So it looks as though the Cruiser is going to be laid up for a year, or until these claims become redundant
Now the two claims they are refering to took place in 2009, a year before I first insured with them last year, so why are they now bringing them up
surely they would have checked my record when I first insured with them.They agreed to refund my premium (I'm still waiting) less admin costs of £70 but I was covered until 10th October, so that's twelve days at £70 works out to £5.83 a day, or a year at £2128
Anyways up I am still trying to find someone who will insure me, so far I have been turned down by 5 insurance companies.
So it looks as though the Cruiser is going to be laid up for a year, or until these claims become redundant
